The credit requires a inspection certificate and the certificate has to be sent to the opening bank and the certificate confirmed by the opening back has to be submitted. And the credit terms also stipulates that the purchases has to be made within the 3 days of the inspection confirmation date. Even though the term was FOB, it didn't required to submit insurance document nor appointment of the advising bank or negotiating bank. The seller falsely forgery the signature of the prior inspection certificate. They even forgery the confirmation signature of the bank then purchased from a local "C" bank and sent it to the opening bank.
The opening bank rejected to meet payment declaring submission of falsity document that was forgery on the inspection certificate and for the shipping mark disagreement on the insurance document.
Case study
1. Excessive details of a credit
It is very difficult to purchase all the necessary documents and sent it to a opening bank for a confirmation within 3 days of inspection certificate was issued between different countries. You should mutually discuss for amending such excessive terms to avoid further dispute.
2. Unclear instruction
It would be no problem for a opening bank to issue a instruction when there is no instruction by a advising bank or negotiating bank (reimbursing bank). If the shipping condition is FOB term, there must be a clause in the document declaring that a seller needs to buy insurance and submit the insurance document to purchase.
In some cases, there is a request to submit an experts' inspection certificate. For an example, if there is a clause saying "experts inspection certificate are required", you wouldn't know what kind of person can be the expert and whether the expert has to be one person or two person. Like such, some instructions can be very unclear. Therefore, it is your best interest to make the terms simple and clear for further time.
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Trade Helper 
Claim . Unpaid Cases 
5-Instruction to Issue/Amend Credits.
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